It is possible today to combine your concerns for a more sustainable future with your way of investing. You may choose to make investments according to criteria that are no longer purely financial, but include longer-term concerns for the well-being of the planet and society.

Baloise has built up a range of internal collective funds to address these concerns.

These internal collective funds are managed according to strict ESG criteria by an external fund manager and are accessible within your life insurance policy or you capitalisation contract.

The various collective internal funds are managed by Degroof Petercam Asset Management (DPAM).

The experience gained in the field of responsible and sustainable investment has resulted in a rigorous and regimented investment process based on credible and recognised expertise, which is reflected in the motto «Active - Sustainable - Research Driven».
DPAM provides its clients with tailor-made solutions based on two approaches:

• acting as a responsible investor by integrating Environmental, Social and Governance (ESG) factors.
• investing in a sustainable manner, by using professional best practices and/or exclusionary approaches, selecting the best companies in terms of ESG, by external sources from specialised data vendors or proprietary models such as OECD or emerging country rankings or scorecards.